Anyone?

I was reading; actually scanning – the real estate section of the newspaper and I ran across this headline; ‘D.R. Horton offer special financing’ what? And further into the article I read this, ‘qualified buyers can save even more with the option of no down payment, no closing costs and down payment assistance.’ But, wait…isn’t that – simply wrong? Think about it. How can you be ‘qualified’ if you can’t afford a down payment or closing costs? Does any of this sound familiar? Anyone?