Here’s a great scenario… you are 40 years old and you have just invested all of your savings into the stock market because Congress decided that Social Security is a drain upon the nations economic health. You are now making the decisions as to how your retirement plan money will be invested. You chose some fancily named funds that seemed to be doing quite well. Oh, oh! On the bright side, you still have 25 years left before retirement beckons and you may have recovered something…
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